Plan
Life is complicated.
With so many distractions, it’s hard to focus on money and finances and this is where Coastal Financial Advisors can help. Your financial plan is focused on living the most comfortable life with the resources you have.
Developing goals. Saving for those goals. Enjoying that you’ve reached your goals. We are here to answer your questions and help you make the best choices to make your life fulfilling. Wherever you are in life, we are here to support you.
Saving for College
The choices are vast from saving and how to save, to what college and program you want to invest in. We work to help simplify the options and provide a path to success. Coastal Financial Advisors supports its client with the preparation and management of the Free Application for Federal Student Aid (FAFSA®) form during all years of their child’s education.
Tax Planning and Preparation
Paying taxes is a required life activity. We help you pay what you feel is appropriate and necessary through planning and preparation of your annual tax return. From standard family tax returns to self-employed businesses to rental properties, we help you oversee the annual task with the proper guidance, execution, and timely filing.
Corporate Equity Compensation
Stock options and restricted stock may be part of your employee’s benefit package. This additional compensation takes tax planning and can add to your wealth goals.
Married. Divorced. Remarried.
Finding the right partner is easy for some people but not everyone. Whether you are in a pre-divorce stage, during divorce or after divorce, we help you understand the next financial stage in your life. As a trained divorce mediator, we have worked with many couples in all stages of divorce taking it one step at a time. We can work with your attorney as a financial neutral to determine how to budget with half of a family’s income, determine child support or alimony, and understand asset divisions.
Retirement Planning
How do you define retirement? Full retirement. Part-time work. Gardening. Golfing. Travel. Planning early for retirement is key to making your retirement your dream and reality.
Social Security
Social security for many people just happens. Knowing and being able to get the most that you are entitled to takes planning. Let’s make it part of your goal.
Estate Planning
Thinking about your estate is ideal when it is considered throughout life, not when it is too late. We keep it a part of your goals and revisit it periodically to ensure your end-goals are accomplished.
Business
Whether you are self-employed, own several rental properties, or own a multi-million-dollar business, we are available to discuss strategies that can boost your personal wealth. A business-transition plan may be needed depending on your intent and the size of your business. Succession planning is needed to transition out of your business with a thoughtful exit plan that will ensure you obtain the most value for it.
Charitable Giving and Philanthropy
Giving. Donating. Volunteering. Your legacy to help others may be your most important goal. We can provide a broad view of the nonprofit world and help you choose the best organization that achieves your giving goals. Donating can be by check-writing, donor-advised funds or starting a foundation. Seeing change and engaging as a volunteer is more than fulfilling. It is life-altering and very rewarding. It helps you define your legacy.
